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a:link {text-decoration: none; font-family: "verdana"; font-size:12; color: #0c3747}

a:visited { text-decoration: none; font-family: "verdana"; font-size:12; color: #0c3747}

a:hover { text-decoration: none; font-family: "verdana"; font-size:12; color: #45636e}



p { font-family: "verdana"; font-size: 10pt; color:black; }

ul { list-style-type: square; padding: 0; }
.nmsw_nav { background-color:rgb(240,240,240); }
-->
